Bad Credit? We Still Get You Finance.
We connect UK landlords, property developers and business owners with specialist lenders — even with CCJs, defaults, IVAs or bankruptcy on record.
Finance Solutions for Every Situation
Whether you need property finance or business funding, we have specialist lenders who understand adverse credit.
Property Finance
Bridging loans, buy-to-let mortgages and development finance for property investors with adverse credit.
- Bridging Loans
- Buy-to-Let Mortgages
- Development Finance
- Commercial Mortgages
- Refurbishment Finance
- Second Charge Loans
Business Finance
Business loans, invoice finance and emergency funding for directors and business owners with adverse credit.
- Business Loans
- Merchant Cash Advance
- Invoice Finance
- Asset Finance
- Debt Consolidation
- HMRC Tax Bill Finance
How It Works
Three simple steps to get your finance sorted.
Tell Us Your Situation
Complete our short enquiry form or call us directly. No credit checks at this stage — just tell us what you need and we take it from there.
We Find the Right Lender
We search our panel of specialist lenders who understand adverse credit and match them to your specific situation.
Get Your Finance Sorted
We introduce you to the best-matched lender and you deal with them directly. No upfront fees from us, ever.
Work Out Your Bridging Loan Costs
Use our free calculator to see total interest, fees and the full cost of borrowing before you commit.
Use the Free CalculatorCommon Questions
About Us
We are a UK-based credit introducer specialising in connecting businesses and property investors who have adverse credit histories with specialist lenders. We are not a lender or regulated financial adviser.
No. We never charge upfront fees. We are paid by the lender if and when a deal completes. You can enquire and explore your options completely free of charge.
No. Adverse Credit Brokers is a credit introducer, not a lender or regulated financial adviser. We are not authorised or regulated by the Financial Conduct Authority. We only introduce clients to commercial and business finance.
Adverse Credit
Yes. Many of our specialist lenders consider applications from people with CCJs, satisfied or unsatisfied. The amount, age and value of the CCJ will affect your options, but a CCJ alone does not automatically disqualify you.
We work with CCJs, defaults, missed payments, DMPs, IVAs, bankruptcy, repossessions and low credit scores. Each lender has different criteria — we match you to the right one for your situation.
Ready to Get Your Finance Sorted?
Tell us your situation and we'll find the right specialist lender — no upfront fees, no credit check to enquire.
Start Your Free Enquiry