Frequently Asked Questions

We are a UK credit introducer. We connect businesses and property investors who have adverse credit with specialist lenders on our panel. We do not lend money ourselves and we are not regulated by the FCA.

We are paid a commission by the lender if and when a deal completes. We do not charge our clients any upfront fees at any stage. You can enquire, explore your options and receive a lender introduction completely free of charge.

No. We are a credit introducer, not a regulated mortgage broker or financial adviser. We only introduce commercial and business finance products. We do not advise on or arrange regulated residential mortgages or consumer credit products.

A member of our team reviews your enquiry and identifies the most suitable lenders for your situation. We then make a direct introduction. You deal with the lender directly from that point. We are available to assist if you have questions during the process.

We work with the full spectrum: CCJs (satisfied and unsatisfied), defaults, missed payments, IVAs, Debt Management Plans, bankruptcy, repossessions, and low credit scores. Each lender has different criteria — we match you to the right one.

No. We do not run credit checks. Any credit check is only run by the lender, and only with your explicit consent at the application stage.

In some cases, yes. Merchant cash advances and some unsecured business loans can be approved and funded within 24–48 hours. Property-secured products typically take longer.

For property finance, the minimum is typically £25,000. For business finance, some products start from £5,000. The minimum varies by product and lender.

For specialist bridging and development finance, we have lenders who will consider up to £10m+. The maximum depends on the product, security, and your specific situation.

We primarily work with commercial and investment finance — landlords, property developers, and business owners. We do not arrange regulated residential mortgages for individuals purchasing their own home.