Disclaimer

Last updated: April 2025

Credit introducer — not a lender

Adverse Credit Brokers is a credit introducer only. We are not a lender, mortgage broker, financial adviser, or debt counsellor. We do not provide regulated financial advice. We introduce clients to third-party lenders and financial services providers.

Not FCA regulated

Adverse Credit Brokers is not authorised or regulated by the Financial Conduct Authority (FCA). The services we provide are not regulated activities under the Financial Services and Markets Act 2000. We only introduce commercial and business finance, not regulated consumer credit or residential mortgage products.

No guarantee of finance

An introduction to a lender does not guarantee that finance will be offered. All lending decisions are made by the lender, not by Adverse Credit Brokers. Lenders will conduct their own assessment of each application.

Third-party lender fees

Third-party lenders and brokers we introduce clients to may charge arrangement fees, valuation fees, legal fees, and other costs. These are charged by the lender — not by Adverse Credit Brokers. You should ensure you understand all costs before proceeding with any finance arrangement.

Think carefully before securing debts

Think carefully before securing debts against your property or business assets. Your property or assets may be at risk if you do not keep up repayments on a loan secured against them.

Website information

The information on this website is provided for general informational purposes only and does not constitute financial, legal or tax advice. You should seek independent professional advice before making any financial decision.